A mortgage is a debt that is secured by real estate. Mortgages play a large role in the financial markets. When used properly mortgages go beyond the role of providing a way to achieve the American Dream of home ownership: They provide a means of wealth creation, a low cost method of reducing cash outflows, among a host of other benefits.
Mortgages help people manage their lives more effectively. It is important to make sure on has the best mortgage to fit his/her situation. A mortgage is one of the largest debts taken out by households, and choosing the the wrong mortgage program may cost hundreds of thousands of dollars. It is more important to choose the best mortgage for ones needs than to get the absolute lowest rate on the wrong loan product.
Is your mortgage right for you? Will it be right for where you want to be? Happy to discuss if anyone's listening.